"Helping Christian Families Keep Kingdom Assets in the Kingdom."

ESTATE planning is an act of stewardship, a responsibility given to us by God to manage the blessings He’s entrusted to us. For Christian families, this process goes beyond dollars and cents—it’s about passing down values, protecting loved ones, and keeping Kingdom assets in the Kingdom. However, many families unknowingly make critical mistakes that hinder their God-honoring goals. Here are ten common pitfalls and how to avoid them:

1. Procrastinating on ESTATE Planning

Many Christians delay ESTATE planning, assuming it can wait. Proverbs 27:1 reminds us not to boast about tomorrow. Avoid this mistake by starting now, regardless of your age or stage of life.

2. Failing to Define Kingdom Goals

Without clear goals, your plan may not align with your faith. Take time to pray, reflect, and determine how you want to support your church, ministries, and family in a way that advances the Kingdom.

3. Overlooking Guardianship for Children

Not naming guardians for minor children leaves their care vulnerable to the Department of Children’s Services and/or to a court’s decision. Avoid this mistake by designating guardians who share your faith and values.

4. Neglecting to Include Charitable Giving

Christian families often forget to include ministries or charities in their ESTATE plans. By setting up a legacy gift, you ensure your resources continue to impact God’s work after you’re gone.

5. Ignoring the Importance of Family Communication

Unspoken plans can lead to confusion and conflict. Foster harmony by discussing your intentions with your family, ensuring they understand the biblical values behind your decisions.

6. Assuming Equal Distribution Equals Fairness

Equity and equality aren’t always the same. For example, children with different financial needs or responsibilities may require tailored distributions. Pray for wisdom to create a plan that balances fairness with stewardship.

7. Failing to Update the Plan

Life changes—such as births, deaths, or new financial circumstances—make updating your plan essential. Regular reviews help ensure your plan remains relevant and effective.

8. Ignoring Tax-Efficient Strategies

Poor planning can leave your estate vulnerable to taxes, reducing the resources available to your family and ministry goals. Consult a professional to maximize what you leave behind.

9. Overlooking Spiritual Legacy Tools

While legal documents are important, tools like ethical wills or legacy letters allow you to pass down your faith, values, and personal testimony. Include these as part of your ESTATE plan.

10. Relying on DIY ESTATE Planning

ESTATE planning can be complex, especially when integrating faith-based goals. Avoid generic templates and seek guidance from an attorney who understands your values.

ESTATE planning is a gift to your family and a way to honor God’s provision. By addressing these common mistakes, you can create a plan that protects your loved ones, advances God’s Kingdom, and reflects your faith.

If you need guidance, don’t hesitate to seek help from a trusted Christian ESTATE planning attorney. Together, you can create a legacy that glorifies God and blesses generations to come.